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"The key to UELC is our ability to create strong working relationships with our customers."
Allen Raines, National Sales Manager, UELC |
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"UELC provides the industry’s best sales and administrative support to service our customers and make customer service our number one focus."
Tracey Fischer, Administrative Supervisor, UELC |
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"UELC has become critical partner in our business. Their willingness to understand our company and create strategic programs for renting and leasing options is unparallel in the industry." |
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UELC’s thorough understanding of each customer’s needs and objectives is the key to matching appropriate financing/leasing products to each specific requirement. We listen, evaluate, and recommend flexible financing solutions at competitive rates. The range of equipment financing products offered by UELC includes the following:
| Operating Leases |
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Sale-Leasebacks |
| Capital Leases |
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First Amendment Leases |
| Lease Lines of Credit |
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Municipal Financing |
| Equipment Loans |
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TRAC and Split TRAC Leases |
We recognize that our customer’s needs vary depending on the nature of their business and their objectives for the equipment to be financed. UELC’s equipment financing solutions produce a wide range of benefits, including:
- One Convenient Source- UELC is your single source for all your equipment and equipment financing needs.
- Preserves Cash- Pay only for the use of the asset, not for the ownership; avoid tying up capital in assets, keep capital to build your business.
- Preserves Liquidity- No down payment – up to 100% financing.
- Cash Flow/Budgeting- Receive longer-term, fixed-payments and potentially lower payments; the equipment pays for itself.
- Alternate Source of Capital- Existing bank lines of credit are not impacted.
- Off-Balance Sheet Source of Funds – Improve ROE, ROA, and many other financial ratios by utilizing lease financing instead of borrowing.
- Tax Advantages – Lease payments may be expensed depending on the structure of the specific financing. Leasing helps avoid Alternative Maximum Tax.
- Equipment Obsolescence – Avoid the risk of ownership and disposing of equipment that is no longer technologically useful or valuable. Upgrade, trade-in, and return provisions provide maximum flexibility.
- Avoids Capital Budget Constraints – Acquire needed equipment outside of the capital budget. Lease payments usually are paid out of the operating budget.
Information on our insurance requirements can be found here. |
